Use of the Platform, including the various Content and services provided or to be provided therein, is subject to the terms and conditions detailed in the following Terms of Use. By using the Platform, the user agrees to these terms and conditions and undertakes to act accordingly. These terms are written in the masculine form for convenience only and apply equally to all genders.

1. Definitions

1.1 In these Terms of Use, the following terms shall have the meanings set forth below:

• 1.1.1 “Platform” – The “42” applications and websites, including but not limited to the website located at https://42port.com and its Android and iOS native mobile applications.
• 1.1.2 “Platform Operator” or “Company” – 42 port, Inc. Wherever the term “Company” appears herein, it shall also refer to the Platform, its employees, contractors providing services to the Company and/or the Platform, officers, and any person acting in the capacity of or on behalf of the Company or the Platform.
• 1.1.3 “User” or “Visitor” – Any user or visitor of any kind, including individuals or legal entities such as companies, associations, partnerships, using the Platform directly or through their representatives, employees, or third parties acting on their behalf.
• 1.1.4 “Terms” – These Terms of Use, as most recently updated and published on the Platform.
• 1.S1.5 “Content” – Includes all types of information and media, including textual, visual, audio, audiovisual Content, such as text, images, sound, video, across any current or future media or device, including their design, processing, editing, distribution, and presentation, and including (but not limited to): illustrations, animations, diagrams, characters, simulations, samples, clips, music files, software, computer files, applications, formats, protocols, databases, interfaces, symbols, icons, etc.
• 1.1.6 “User Content” – Any content uploaded to the Platform by users and published in areas designated for user input, whether separately or alongside Company content, as determined by the Platform Operator.
• 1.1.7 “Commercial Content” – Any content provided by advertisers or third parties, including users, for marketing or sales purposes, including ads, banners, and similar items, subject to agreements between the Company and the advertisers.
• 1.1.8 “Sponsored Content” – Commercial Content that may include opinions or qualitative information about securities, marked with a distinct color and including the sponsor’s name clearly.
• 1.1.9 “Deep Link” – A hyperlink directing to specific pages or Content within a site, excluding the homepage.

2. Purpose of the Platform

2.1 The Platform serves, among other purposes, as a platform for financial discourse. It allows users to read and upload various Content, including comments, discussion forums, surveys, polls, ratings, pricing, and similar Content.

3. Disclaimer: Not Investment Advice

THE CONTENT AND INFORMATION PROVIDED ON THE PLATFORM IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, OR ANY OTHER SORT OF ADVICE. 42 PORT, INC. IS NOT A REGISTERED INVESTMENT ADVISOR. YOU SHOULD NOT MAKE ANY DECISION, FINANCIAL, INVESTMENT, TRADING OR OTHERWISE, BASED ON ANY OF THE INFORMATION PRESENTED ON THE PLATFORM WITHOUT UNDERTAKING INDEPENDENT DUE DILIGENCE AND CONSULTATION WITH A PROFESSIONAL FINANCIAL ADVISOR.

4. Right to Use the Platform

4.1 The Company invites users to use the Platform for fair, good-faith personal and private purposes only, subject to the terms below and applicable law.

4.2 Commercial use of the Platform, excluding the publication of approved commercial or sponsored Content, is strictly prohibited without prior written approval from the Company.

4.3 These Terms apply to all uses of the Platform, including their services and Content. Certain areas or services on the Platform may be subject to additional specific terms.

4.4 These Terms apply regardless of the device or medium used to access the Platform, or the user’s location (USA or elsewhere).

4.5 By accessing the Platform, the user confirms their agreement to the Terms of Use, regardless of whether they have read them in full.

4.6 Any use beyond these Terms is prohibited unless expressly authorized in writing by the Company. Unauthorized use grants the Company full legal remedies.

4.7 If financial Content is sourced from the US Stock Exchanges or any global exchange or external Platform, such use is also subject to the source's terms and conditions, including applicable securities regulations.

4.8 Age Requirement: You must be at least 18 years of age to use the Platform. By agreeing to these Terms, you represent and warrant that you are at least 18 years old.

5. Platform Registration

5.1 Certain services on the Platform require registration. These services will be available after completing the registration process, providing the requested details, and agreeing to the accompanying online terms and conditions.

5.2 Registration is open to any individual and is free of charge, subject to completing the registration process as detailed.

5.3 During registration, users must provide personal information such as name, contact details, and email address. Required fields will be clearly marked. Failure to provide required information will prevent access to registration-required services.

5.4 Users must provide accurate, complete, and truthful information and confirm its accuracy. Inaccurate information may prevent access to services and obstruct communication. Users must update their details online if changes occur.

5.5 Registration data will be stored in the Company’s database. The Company may use this data as described in these Terms.

5.6 Users will be required to choose an email and password for identification. The Company may establish additional or alternative identification methods. Users must keep credentials confidential and update passwords regularly, at least once every six months.

5.7 Users may not register with more than one email.

5.8 The Company may deny access to registration-based services at its discretion, including in the following cases:

• False information was provided during registration.
• Actions that harm or may harm the Platform or third parties.
• Use of the Platform to perform or facilitate illegal activities.
• Breach of these Terms or any other Platform agreement.
• Preventing others from accessing or enjoying services.
• Sharing credentials with third parties.
• Outstanding unpaid debt to the Company or its affiliates.

5.9 Registration through social networks may be offered.

5.10 User Account Termination: You may terminate your account at any time by contacting us via the contact methods provided on the Platform.

6. Links to the Platform

6.1 The Platform is not responsible for services provided on external websites linked to it or displayed in advertisements.

6.2 Deep linking to Platform content is prohibited unless the link is to a full, unmodified web page.

6.3 Linking directly to individual Content (e.g., images or graphics) is strictly prohibited. Complete webpage addresses must be displayed in the browser's address bar and not altered or hidden.

6.4 Linking to the Platform from sites containing pornographic, discriminatory, illegal, or otherwise unlawful Content is strictly prohibited.

7. Links from the Platform

7.1 The Platform includes links to third-party internet pages. These are provided for convenience only, and the Company has no control over their Content.

7.2 The presence of a link does not imply endorsement, reliability, accuracy, legality, or any responsibility. Use of such Content is at the user's own risk.

7.3 Users may find linked Content inappropriate, offensive, or objectionable. The Company is not liable for such Content or consequences arising from its use.

7.4 The Company does not guarantee that links on the Platform are valid or active, and may remove or refrain from adding links at its sole discretion.

8. User Content – Restrictions, Rights, and Responsibilities

8.1 The Platform contains areas designated for user content, including user opinions, commentary, and analysis. Such Content is considered User Content and is subject to these Terms.

8.2 Publishing content requires prior registration.

8.3 Users shall not be entitled to any compensation from the Company or others for Content they publish.

8.4 Users must declare that published Content is accurate and in good faith and does not violate any laws.

8.5 Responsibility for user-generated Content lies solely with the user who created it.

8.6 The Company does not review, verify, or endorse User Content and bears no responsibility for its accuracy, legality, or source.

8.7 User Content may include personal opinions, including reviews of individuals, products, or events, which do not reflect the Company's views.

8.8 Prohibited Content includes, but is not limited to, false information, copyright infringement, pornography, Content involving minors, viruses, unauthorized access to data, defamation, harassment, hate speech, illegal encouragements, deceptive advertising, or any content violating laws or third-party rights.

• Providing or promoting personalized investment advice, or impersonating a licensed financial advisor.
• Promoting "pump and dump" schemes, spreading false rumors, or engaging in any other form of market manipulation.

8.9 Users may not impersonate others or use the platform for unauthorized commercial purposes.

8.10 Publishing Commercial or Sponsored Content must comply with the rules outlined in these Terms and be clearly disclosed as such.

8.11 The Company assumes no responsibility for Content published by users, including reliance upon or consequences from such Content.

8.12 Submitting Content grants the Company a global, royalty-free, perpetual license to use, distribute, edit, and publish the Content.

8.13 Users waive any claims for damages arising from deletion or modification of Content.

9. Commercial Content – Restrictions, Rights, and Responsibilities

9.1 The Platform may include advertisements and commercial Content submitted by third parties.

9.2 The Company is not responsible for commercial Content or any outcomes from its use.

9.3 The Company does not verify the accuracy of such advertisements.

9.4 By registering or purchasing via the Platform, users consent to receive promotional messages unless they opt out.

9.5 Advertisements do not constitute endorsements by the Company.

9.6 Transactions arising from commercial Content are strictly between users and advertisers. The Company is not a party to such transactions.

9.7 Trademarks and advertisements are the property of their respective owners.

9.8 Advertising services may use cookies and web beacons to track user behavior. Their use is governed by their own privacy policies.

9.9 The Company may remove or change advertisements at any time.

9.10 Sponsored Content answering user questions may be subject to investment advisory laws. The Company is not responsible for this Content.

10. Company Involvement in Content Delivery and Editing

10.1 The Company will not edit User Content submitted in response to specific questions, except for general factual data.

10.2 The Company does not guarantee responses or engagement with Content submitted.

10.3 The Company may refuse to publish or remove Content at its sole discretion without notice or explanation.

10.4 Users should not rely on the Platform to store unique Content.

10.5 The Platform does not replace licensed investment advisory services.

10.6 The Company may disclose user identity or data under specific legal or protective circumstances.

10.7 Some content is provided by third parties and is offered "as is." Users should not rely exclusively on such Content.

10.8 The Company may modify or terminate Platform services or Content at its discretion.

10.9 The Company disclaims liability for misuse of Platform content.

11. User Use of Content

11.1 Use of the Platform and its Content is solely at the user's risk.

11.2 Users waive claims against the Company regarding content functionality or consequences of use.

11.3 Users may not copy, share, or republish Platform content for commercial or public use without prior permission.

11.4 Automated tools (e.g., crawlers, bots) are prohibited from extracting Platform content.

11.5 Framing Platform content is not allowed.

11.6 Users may not alter or conceal Platform content or layout, including advertisements.

11.7 Economic content is not financial advice. Users assume full responsibility for decisions made based on Content.

11.8 Content is not tailored financial or investment advice and is not a substitute for professional judgment.

11.9 The Platform does not provide personalized financial or pension advice or investment recommendations.

12. Use of Content by the Company

12.1 The Company may, but is not obligated to, store or retain Content published on the Platform.

12.2 The Platform may employ software that collects and analyzes data regarding user activity to improve services. Use of the Platform constitutes consent to such collection. The data may be stored and used for future decision-making about services.

12.3 The Company reserves the right to use any content in any manner it deems appropriate, including commercial use, distribution, publication, or transfer to third parties, without user compensation.

12.4 The Company and its stakeholders may have an interest in the Content or financial assets displayed on the Platform or linked platforms.

12.5 The Company and its stakeholders may hold securities, including those mentioned on the Platform.

13. Intellectual Property

13.1 All copyrights and intellectual property rights in the Platform, its services, and all Content are owned by the Company or by third parties who have authorized the Company to use their Content.

13.2 Users may not copy, reproduce, distribute, publicly display, perform, transmit, alter, process, create derivative works from, sell, or lease any content or service, in any format or medium, without prior written permission from the Company.

13.3 Where permission is granted, users must not remove or alter any intellectual property notices, including copyright or trademark symbols, attached to the Content.

14. Liability and Indemnity

14.1 Users agree to indemnify the Company, its employees, officers, and affiliates against any damage, loss, cost, or expense (including legal fees) resulting from breach of these Terms.

14.2 Users shall also indemnify the Company against any claims or demands by third parties related to Content submitted or links created by the user.

15. Platform Availability and Security

15.1 The Company does not guarantee the continuous availability of the Platform or their services and may discontinue them at any time.

15.2 Use of the Platform is subject to risks inherent in internet-based systems, including malware, hacking, eavesdropping, and data breaches. The Company takes security measures but cannot ensure absolute protection and shall not be liable for damages resulting from such risks.

15.3 Software offered for download on the Platform is used at the user's own risk. The Company and software providers are not responsible for resulting damages.

15.4 The Company may modify the structure, design, availability, or any aspect of the Platform without prior notice. Users shall not have any claim related to such changes or resulting malfunctions.

16. Governing Law, Arbitration, and Class Action Waiver

16.1 Governing Law: These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

16.2 Binding Arbitration: You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Platform (collectively, "Disputes") will be resolved by binding arbitration, except that each party retains the right to bring an individual action in small claims court and the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

16.3 Arbitration Rules: The arbitration will be administered by the American Arbitration Association ("AAA") in accordance with the Consumer Arbitration Rules (the "AAA Rules") then in effect, except as modified by this "Dispute Resolution" section. (The AAA Rules are available at www.adr.org or by calling the AAA at 1-800-778-7879.) The Federal Arbitration Act will govern the interpretation and enforcement of this section.

16.4 CLASS ACTION WAIVER: YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and the Company agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

16.5 30-Day Opt-Out Right: You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth in sections 16.2, 16.3, and 16.4 by sending written notice of your decision to opt-out to the contact address provided on our Platform. The notice must be sent within thirty (30) days of your first use of the Platform, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those sections. If you opt-out of these arbitration provisions, the Company also will not be bound by them.

16.6 The competent courts in the State of Delaware shall hold exclusive jurisdiction for any legal matter not subject to arbitration as described above, or to enforce an arbitration award.

17. Bookmarks

17.1 The Platform may offer a feature allowing registered Users to bookmark specific Content, such as market news events, for future reference ("Bookmarks").

17.2 The Company will make a reasonable effort to retain saved Bookmarks, but does not guarantee their availability or accuracy. This feature is provided as-is, for convenience only, and Users should not rely on it as a sole source of record-keeping. The Company shall not be liable for the loss, deletion, or unavailability of any Bookmarks and reserves the right to modify, limit, or discontinue the bookmarking feature at its sole discretion, with or without notice.

18. Notifications

18.1 As part of the Service, the Platform may send Users service-related or promotional push notifications to their mobile device.

18.2 Users may manage their notification preferences and opt-in or opt-out of receiving such notifications. Users acknowledge that the primary method for controlling push notifications is through their mobile device's operating system settings (e.g., iOS or Android).

18.3 The User is solely responsible for configuring and maintaining their device's local settings to ensure the proper display and receipt of notifications. The Company is not responsible for any failure to receive notifications due to the User's device settings, mobile carrier network, or other factors outside the Company's reasonable control.

19. Newsletter

19.1 The Company may offer an electronic newsletter (the "Newsletter") to which Users may subscribe. By subscribing, the User consents to receive the Newsletter at the email address provided during registration or at subscription.

19.2 The User may unsubscribe from the Newsletter at any time by following the "unsubscribe" instructions provided in every Newsletter email or by contacting the Company.

19.3 The Company retains sole discretion over the content, frequency, and timing of any Newsletters it may choose to publish and send.

20. Changes to These Terms

20.1 The Company reserves the right, at its sole discretion, to modify or replace these Terms at any time. We will provide notice of material changes via email (to the email address associated with your account) or a prominent in-app notification. Such revisions will become effective thirty (30) days after we provide notice. What constitutes a material change will be determined at our sole discretion.

20.2 By continuing to access or use our Platform after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Platform.

21. Privacy Policy

21.1 The Company respects the privacy of its users.

21.2 Company employees and service providers may access data submitted to the Platform to maintain and improve the Platform. While efforts are made to prevent misuse, the Company cannot guarantee against it and is not liable for any misuse.

21.3 Some services are operated by Content or commercial partners, and use of these services is subject to their own privacy policies.

21.4 During registration and updates, users must submit personal information. Submission is optional but required for full access to services. Users agree to keep information accurate and credentials confidential.

21.5 Registration through social networks may expose data to those platforms. The Company bears no responsibility for the use of third-party data.

21.6 The Company may disclose personal data if legally required, to prevent harm, or to enforce its rights.

21.7 The Company may, but is not obligated to, review user-submitted Content. This does not constitute an obligation to monitor.

21.8 Users may allow the Company access to contact lists for features that enable connecting with known users. Credentials may be required but will not be stored.

21.9 Users consent to receive service-related messages.

21.10 Users consent to receive marketing messages via email, SMS, or other methods. Opt-out is available at any time.

21.11 Information may be collected about user activity, Content viewed, interactions, device details, session duration, and referred links.

21.12 The Company may use usage data for service improvement and commercial purposes, including targeted advertising.

21.13 Collecting or transferring user information from the Platform without permission is strictly prohibited.

21.14 Statistical data may be collected for analysis and service customization.

21.15 Anonymous statistical data may be collected from non-registered users. Registered user data may include browsing habits, advertisements viewed, pages visited, payment methods, and more.

21.16 Users permit the Company to retain and use personal data for research, marketing, and statistical purposes in accordance with applicable law.

21.17 Users are responsible for ensuring their personal information is current and accurate.

21.18 The Platform uses cookies to collect statistical and preference data. Cookies are stored on the user's device and can be disabled via browser settings. Some features may be unavailable if cookies are disabled.

Children's Privacy

21.19 The Platform is not intended for or directed at individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal data, we will take steps to delete such information from our files.

Your Privacy Rights

21.20 Depending on your location, you may have certain rights regarding your personal data. These rights may include:

• The Right to Access: The right to request a copy of the personal data we hold about you.
• The Right to Rectification: The right to request the correction of inaccurate personal data we hold about you.
• The Right to Erasure (Deletion): The right to request the deletion of your personal data, subject to certain legal obligations and technical limitations.
• The Right to Opt-Out: We do not "sell" your personal information in the traditional sense. However, we may share data with third-party analytics or advertising partners. You may have the right to opt-out of this sharing.

21.21 Exercising Your Rights: To exercise any of these rights, please contact us through the contact methods provided on our Platform (app or website). We will respond to your request in accordance with applicable law.

Data Retention

21.22 We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy, such as to maintain your account, provide the Platform, and comply with our legal obligations. When we no longer need your data, we will either delete or anonymize it.

Data Sharing

21.23 We may share your information with third-party service providers who perform services on our behalf (e.g., cloud hosting, analytics, customer support). We may also share aggregated or anonymized data with analytics providers and advertising partners as described herein. We will not share your personal information with third parties for their own direct marketing purposes without your explicit consent.

Data Security

21.24 We implement reasonable administrative, technical, and physical security measures to protect your data from unauthorized access, use, or disclosure. However, no system is 100% secure, and we cannot guarantee the absolute security of your information.

International Data Transfers

21.25 Your information will be processed and stored in the United States. If you are using the Platform from outside the U.S., you consent to the transfer of your data to the U.S., which may have different data protection laws than your country. (Note: If you have users in the European Union, "consent" alone may be an insufficient legal basis for data transfer, and you should consult a legal professional about implementing Standard Contractual Clauses (SCCs) or other transfer mechanisms.)

22. Contacting the Platform

22.1 The Company complies with applicable law and respects the privacy and reputation rights of its users. If you believe the Content on the Platform infringes your rights, please contact us via the Platform’s contact form, and we will address your concerns promptly.

Please follow the changes in this document.